The best coupons are the ones that save you money on something you were going to buy anyway, and the coupon just sweetens the deal to make the purchase that much more enjoyable.But the truly gifted shopper (like my wife) can strategically spot coupons for items we need, we were about to buy, but tha...

Unfortunately, in the medical profession, billing and payment processes can be overly complex thanks to regulations and plain miscommunication. Whether a patient has been seen and his or her insurance plan does not cover the visit or a life-saving emergency occurs and the patient turns out not to ha...